If you suffer from a medical condition that makes it impossible for you to hold a job, then you may qualify for Social Security Disability benefits. SSDI benefits are notoriously difficult to get because the program has strict requirements. It is important that you make sure you understand the qualifications before you submit your application to an Ohio Social Security Administration office.
The SSA explains that the strict rules about SSDI are in place to ensure that those who really need these benefits receive them. There are various other programs to assist with temporary disability needs or other longer-term issues that do not qualify under the SSDI program. Here is some insight into the three main qualifications you must meet to get disability benefits.
- Work status
You must not currently be working. You must be unable to work due to your medical condition. You will need documented proof that you cannot work and have not been working to show that you are unable due to your condition specifically.
- Medical condition
The SSA has a strict definition of disability. You should familiarize yourself with this definition to ensure that you have a qualifying condition. In general, you need a serious condition that prevents you from working for at least one year. Typically, though, most people the SSA approves for benefits will be unable to ever work again in their lives.
Disability can occur to people of all ages. However, in this situation, there is an age limit. You must be under full retirement age. You cannot collect SSDI and Social Security retirement benefits at the same time, which is the reason for this rule.
To avoid delays or denial, it is important that you make sure you understand each qualification. The application process is complex and requires you to submit specific information or the SSA will deny your claim even if you do meet the qualifications. So, make sure to take time to fully understand the process before you apply.