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Columbus Social Security Disability Law Blog

The necessity of SSD depends on individual situations

For people who are used to maintaining a job that allows them to make a living and provide for their families, hearing that their recent injury in Ohio is going to prevent them from working for the foreseeable future can be completely disheartening. While some people may be able to heal enough from their injury to resume their employment after a temporary break, others may find that their future as they have always anticipated, looks completely different now. 

When people are faced with the difficult news that their injury will prevent them from continuing to work, one of the first questions they may ask is how long this setback will last. For some, their injury may be temporary, but for others, it may be a permanent challenge. Social Security Disability benefits are a resource provided to anyone who finds themselves in a situation where they are unable to work. Whether or not they are approved for benefits requires time and analysis as experts overlook applications in detail to guarantee that recipients do indeed qualify for coverage. 

What determines your eligibility for social security disability?

When you have received an injury that is going to prevent you from being able to work in Ohio for the foreseeable future, it can be disheartening, to say the least. The financial strain you may feel as a result of a limited income could be difficult to adjust to at first, especially if you have a family to care for. Fortunately, there are resources designed to provide temporary support as you fight to recover and regain your strength. 

One of these resources is social security disability benefits. If you are approved to begin receiving benefits, you may be able to acquire supplementary income until you are able to resume working. However, you must first fill out an application that addresses, in detail, the nature of your injuries and how they negatively impact your ability to work and maintain a job. According to the Social Security Administration, a few specific requirements must be met including the following:

  • Your job disables you from being able to work for at least a year or longer. 
  • Your job falls into the category of careers supported by the Social Security program. 
  • You have a medically diagnosed condition that matches the description of disability as provided by the SSA. 

Depression and social security disability insurance

Like many Ohio residents, you may be living with a mental illness. After seeking treatment from medical professionals, your health might be back to normal. However, sometimes you may have an acute case that is treatment-resistant and not easily resolved. At Cutter Hall Karlock LLC, we understand the impact that severe depression can have on your financial situation and life. 

According to NAMI, the National Alliance on Mental Illness, sometimes depression is so severe that a person cannot maintain their employment. If this is your reality, there are two programs from the Social Security Administration (SSA) that may be available to you: SSDI and SSI. With SSDI, you must prove that you have an impairment that is expected to last at least 12 months, plus proof that you have worked five of the past ten years and paid into Social Security. To qualify for SSI, you must also demonstrate that you are very low income with low assets and resources. 

Applying for disability as a young adult

When people think about young adults in the workplace, they may envision healthy and physically-active staff members who are fully capable of performing their job duties on a daily basis. Unfortunately, this is not always the reality, and many young adults struggle with various physical and mental disabilities that can interfere with their ability to make a living. Worse, some may feel as if they are unable to apply for disability benefits because of the stigma surrounding these benefits, especially for those who are younger. It is important to set these feelings aside if you are struggling with a disability that prevents you from working.

As a younger adult, a disability that interferes with work can be devastating. Young adults in this position may worry about whether or not they can have a family, buy a home or take care of their kids. These are just some of the hardships that people in this position face, but fortunately there may be some options for people who are dealing with this uncertainty. Filing for Social Security Disability may seem stressful, but it could make a significant difference in one's life.

Do I qualify for SSDI benefits?

Being diagnosed with a disabling condition can cause a lot of fear and uncertainty. If you can no longer work, you might wonder where your next paycheck will come from. How will you pay your bills? How will you put food on the table and provide for your family? The unknowns start to add up.

Luckily, the federal government has a safety net in place for those who become disabled and can no longer work. Run by the Social Security Administration (SSA), Social Security Disability Insurance (SSDI) benefits give income to people who have become disabled and meet certain criteria.

Dealing with a denied disability claim

People file for Social Security Disability as a result of various physical and mental hardships which have disrupted their lives, whether they resulted from workplace accidents or were caused by some other factor. Unfortunately, these disabilities can leave people with a wide-ranging list of challenges, such as those which are financial in nature (losing the ability to pay rent or take care of bills) or emotional (experiencing unbearable anxiety or running into marital problems due to stressors). Many people apply for SSD with the hope that these benefits will turn their lives around. Unfortunately, a lot of applicants are denied, and it is critical to handle a denied claim properly.

SSD claims are denied for many different reasons and every single applicant is in a unique position. Some people can prevent their claim from being denied by taking the correct approach to a difficult application process, but for many, it is already too late. However, there may be other options available to those whose claim has been rejected. For example, some people have been able to successfully file an appeal and gain access to the benefits that they deserve. If you decide to file an appeal, it is especially important to prepare and do everything you can to increase your chances of success.

Filing a back pain claim with the Social Security Administration

Chronic back pain can make it a struggle to get through the day, and many people seek treatment and financial assistance. Thus, many people file back pain claims with the Social Security Administration (SSA).

Many middle-aged to elderly people experience lower and upper back problems, so this ailment is quite common. However, Social Security does not pay for disability benefits for lower back pain without sufficient proof of an underlying medical issue. In order to submit a claim, you need to get an examination.

Degenerative disc disease may qualify for SSD

For Ohio residents unable to work due to physical issues, Social Security disability benefits may help supplement funds needed for medical bills and daily expenses. However, there are several eligibility requirements that workers must meet before they qualify. One of the primary considerations is if the issue is on the list of medical conditions the Social Security Administration maintains and if the impairment affects the individual’s ability to continue performing the work completed in the past.

According to the SSA, disorders of the spine, including degenerative disc disease is among the issues of the musculoskeletal system covered by SSD if mobility impairment lasts for at least 12 months and leads to an inability to walk or results in pain that becomes a contributing factor to functional loss.

Investigation: SSD claims too quickly reviewed & denied

Putting together an application for Social Security Disability benefits is a lengthy, complex and sometimes painstaking process. It involves coordinating with physicians to procure medical records, filling out extensive forms and other tedious administrative tasks. But if you can no longer work due to a disability and are counting on benefits, you have little choice but to put in the time and effort.

Imagine, after putting in all that work, that your entire claim could be reviewed by a doctor in less than 12 minutes – then abruptly denied. Sadly, that is what happens in some cases, according to a recent news investigation into the ways that different states manage the doctors hired to review SSD applications.

Reviewing some other perks of disability benefits

For those who are facing financial hardships because of a physical or mental disability, Social Security Disability benefits can have a significant impact on their quality of life from a financial perspective. They may regain the ability to provide for their loved ones, pay their bills and buy food, for example. However, these are not the only reasons why Social Security Benefits can be so advantageous for those who are disabled. In this post, we will examine some of the other ways in which people in Columbus and across the state of Ohio benefit from Social Security Disability.

For starters, those who are in need of disability benefits may be suffering from an emotional point of view. They may be very stressed out and even hopeless when thinking about their future. By successfully applying for disability, these worries may go away, and they may have an easier time sleeping throughout the night. Moreover, receiving these benefits can be helpful for one's entire family. For example, those who cannot work any longer may not be able to help their children with various needs, such as buying school clothes or taking their kids to extracurricular events.

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