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Can my family get SSD benefits?

| Sep 29, 2020 | Social Security Disability |

If you collect Social Security Disability benefits, your immediate family members may also be eligible for benefits on your record.

The Social Security Administration explains that your family can get SSD benefits since they rely on you for income and you are no longer able to work. Your family members who qualify will have to file for benefits on their own. It is not automatic when you receive your approval.

Qualifying family

Your spouse if he or she is 62 years old or older or cares for your minor child under the age of 16 can qualify for benefits. Your spouse can only get these benefits if his or her Social Security benefit is lower than yours or until your child turns 16.

Your children can also get benefits if they are still in high school up to the age of 19 or if they suffer a disability prior to the age of 22.

Finally, if you have a former spouse that is at least age 62  who is not remarried and cannot get his or her own Social Security benefits at a higher rate, then he or she may be able to collect benefits as well.

Limits

There are limits on the total amount of benefits your family may receive. While the limit varies, it is usually between 150% to 180% of your full benefit amount. If you reach your maximium limit, then the SSA will reduce your family member’s benefits. Your benefits will not reduce.

You should note that if you have a former spouse receiving benefits on your record, this will not count towards your family limit.