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Depression And Social Security Disability Insurance

Cutter Hall Karlock, LLC
June 22, 2019

Like many Ohio residents, you may be living with a mental illness. After seeking treatment from medical professionals, your health might be back to normal. However, sometimes you may have an acute case that is treatment-resistant and not easily resolved. At Cutter Hall Karlock LLC, we understand the impact that severe depression can have on your financial situation and life.

According to NAMI, the National Alliance on Mental Illness, sometimes depression is so severe that a person cannot maintain their employment. If this is your reality, there are two programs from the Social Security Administration (SSA) that may be available to you: SSDI and SSI. With SSDI, you must prove that you have an impairment that is expected to last at least 12 months, plus proof that you have worked five of the past ten years and paid into Social Security. To qualify for SSI, you must also demonstrate that you are very low income with low assets and resources.

With depression, sometimes treatments like therapy and medication do not work on your symptoms, making it difficult for you to sleep, focus or concentrate. The illness may also leave you feeling hopeless, fatigued and maybe even with suicidal thoughts. While there is a high bar to prove this disability, if you can demonstrate the severity of your case, you may be granted these financial benefits.

If you have tried to sustain your employment but find that your depression makes this impossible, you might consider SSDI or SSI. More information about depression and Social Security Disability Insurance is available on our website.